The Canada Revenue Agency (CRA) issues the GST/HST credit as a tax-free payment to support Canadians with lower or modest incomes. This quarterly benefit helps reduce the impact of the Goods and Services Tax (GST) or the Harmonized Sales Tax (HST). Your credit amount is based on factors such as net family income, marital status, and number of children.
For 2025, the credit has been updated for inflation, meaning some eligible Canadians may receive up to $179 in November.
November 2025 Payment Date
The next GST/HST credit payment will be issued on November 26, 2025. Payments will be made through:
- Direct deposit (fastest method)
- Mailed cheque for those who do not use direct deposit
If you do not receive your credit by December 10, 2025, review your CRA account details and banking information before contacting the CRA.
How Much You Can Receive in November 2025
For the November payment cycle, the maximum amounts are:
- Up to $179 for a single individual
- Up to $179 per adult in a couple
- Additional amounts for each eligible child
Actual payment amounts depend on adjusted net income, and the credit reduces as your income rises above certain thresholds
Who Qualifies for the $179 GST/HST Credit?
You are automatically eligible if:
- You filed your 2024 tax return
- You are 19 or older, have a spouse/common-law partner, or live with a child
- Your household income is below the CRA’s low-to-modest income threshold
Canadian citizens, permanent residents, protected persons, and qualifying temporary residents may also receive the benefit. Families with children under 19 may receive additional credit amounts.
Income Limits and Credit Reduction
The program’s structure has not changed for 2025. Higher household income reduces your credit amount until it reaches zero beyond the CRA-defined threshold.
Why Your Credit May Be Higher or Lower Than Expected
Your payment may change due to:
- Changes in family income
- Gaining or losing a dependent
- Changes in marital status
- CRA reassessments
- Inflation adjustments
If your financial situation changed in 2024 or 2025, the CRA will automatically update your credit amount.
Tips to Ensure You Receive Your Payment on Time
- File your tax return early
- Keep your CRA My Account updated
- Set up and verify direct deposit
- Report any changes to address, marital status, dependents, or residency
What to Do If Your Payment Does Not Arrive
If you haven’t received your payment by December 10, 2025:
- Check payment status in your CRA My Account
- Confirm your banking details
- Contact the CRA to request a trace or replacement cheque
Remember that cheques take longer to arrive through the mail.
Future Payment Dates (2025–2026)
The next GST/HST credit after November is scheduled for January 5, 2026.
Many seniors are relieved as Triple Pension Payout Arrives November 26, 2025 — CRA Confirms $808, $1,097 & $1,433 for Seniors, a major update that boosts financial security for older Canadians. This announcement highlights three different benefit tiers, each designed to support retirees based on their eligibility and income needs. The confirmed amounts—$808, $1,097, and $1,433—aim to help seniors manage rising living costs and essential expenses. With this triple payout, thousands of older adults can expect stronger financial stability heading into the end of 2025.
Conclusion
The GST/HST credit remains an important financial support for Canadians facing rising living expenses. With the November 2025 payment offering up to $179, it provides helpful relief to individuals and families with low or modest incomes. By filing your taxes on time, keeping your CRA account information accurate, and using direct deposit, you can ensure smooth, timely payments. If your situation changes or a payment is delayed, checking your CRA account and acting quickly will help you avoid interruptions.
Frequently Asked Questions
Q1: Do I need to apply for the GST/HST credit?
No. Filing your tax return automatically determines your eligibility.
Q2: When will I receive the November 2025 payment?
The payment will be issued on November 26, 2025.
Q3: Can the credit amount change each year?
Yes. It can change based on income, dependents, marital status, and inflation updates.